Repairing your credit can be done through a variety of methods. You might rid yourself of any outstanding debt that you may have which can include any loans or credit card payments by consolidating your debt with one loan. If you are unable to meet increasing credit card rates, you may want to see a credit repair agency. These agencies can help you fix your credit. Credit repair services can be located through financial institutions such as banks, found through online sources such as Google, or by looking in the Yellow Pages. Here is a recommended Credit Repair Organization that specializes in Credit Restoration and Education.