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A bank is a financial institution that allows customers to store or borrow money for an interest payment. You can create a business or personal checking or savings account, apply for credit cards, invest funds in a CD or set up a loan. Some banks have the convenience of multiple locations while others offer services like 24 hour online banking.
 
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When choosing a bank, shop around for interest rates on the services that meet your needs. Some banks offer reward systems for opening credit card accounts while others offer free checking accounts for maintaining minimum balances. You should shop such rates as ATM or withdrawal fees. Depending on your needs, you'll want to see if you're best served by a retail bank or investment bank. Check your local yellow pages or search engines such as Google for banks in your area.
 
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